Whether you are a Landlord or Tenant, insurance is something you should be considering for your peace of mind (and in some cases to meet legal responsibility).
Tenants
No matter how careful you are, life happens. Things get damaged, homes get broken into and areas get flooded. None of it is your fault, but that doesn't mean you won't have to pay to fix things. Which is why we believe home insurance is one essential you've really got to have. After all, it won't just protect your belongings, it'll help keep your deposit in one piece too.
- Cover for all standard policy perils; fire, flood, malicious acts, escape of water, etc
- Accidental damage to TV, audio and video equipment
- Theft of keys/replacement of external locks
- Cost of alternative accommodation in the event your property becomes uninhabitable
- Personal Liability up to £1 million
- Tenant liability cover for accidental damage by the tenant to the landlord's property left for their use
Policy benefits can include:
Landlords
The majority of landlords in the UK are exposed to unnecessary risk because they don't have adequate insurance. Unlike some insurance policies, homlet’s doesn't just cover the building - they can offer insurance against your tenant defaulting on their rent; or insurance which covers you for 90 days when your property is empty; and your contents - with solutions tailored for whether your property is fully furnished or not.
- Comprehensive buildings insurance with accidental damage and nil excess options
- Comprehensive full contents insurance with accidental damage and nil excess options
- Limited contents for part or unfurnished properties
- Low-cost buildings insurance
- Emergency assistance cover, a 24 hour emergency call-out service
Rent & Legal Guarantee
HomeLet is the market leader in providing reference and Rent Guarantee solutions to the lettings industry, completing almost half a million references in 2008. If you're a landlord who's planning to enter the lettings market - but you're worried about tenants who can not or do not pay their rent, HomeLet could be just what you need.
