It can seem a daunting prospect when contemplating your 1st property purchase. So for all 1st time buyers out there we have put together an easy 8 step guide to help you find your ideal 1st home.
1. Talk to us
Contact us so we can understand your requirements and make sure you receive the correct property details. In turn we provide open and honest advice of the local area and the current market. We can also provide you with a range of platforms to view our properties. We'll talk you through buying your first home in Southend, Westcliff and the surrounding area.
2. Start looking
Just simply click on our search feature and see the large database of property we have available. You can search by area, postcode, size and price. You will find quality colour external and internal images, floor plans and local mapping of all properties. New instructions are uploaded everyday so remember to keep checking to see when your dream home becomes available.
3. Let us help
We have many different ways of showcasing property and our computer software is the best our industry offers. It provides instant buyer to property match-up, which automatically recognises your requirements to any available properties and Emails or SMS text messages are sent with all the details direct to you. If you do not have access to email we will contact you via telephone and mail the particulars to you.
4. Mortgage Arranged
Our Mortgage team are Independent Financial Advisers and monitored by the FSA. As well as finding the best rate for you, our team will be able to guide you through the mortgage application process and answer any questions you may have. Their experience and knowledge whilst working with us will be paramount to a smooth transaction.
5. Ready to view
Found something you would like to view? Just call or email our branch in Southend or Westcliff and we can arrange for a convenient time and date. We always like to accompany any viewings so we can get a good idea of your thoughts and answer any questions. After seeing the property we like to discuss the outcome to check we are on target with your requirements.
6. Making an offer
When you are ready to make an offer, just let us know. We will undertake all negotiations direct with the Vendor. There are many factors they will consider before accepting your offer. They include the amount of your offer, your position as a buyer and your mortgage arrangements. It is always advisable to arrange your mortgage in advance, and for this we can provide free independent advice.
7. Price agreed
Once your offer is accepted we will continue our service to you and save you time by negotiating with Solicitors, Mortgage Lenders and other Estate Agents involved in the chain up until the day of completion. So the process can be made simple when you have a good local agent who you can turn to at any time, day or night, for advice.
8. Progression and Completion
Now the sale is primarily in the hands of the solicitors. This involves checking titles, land and water searches as well as enquires to the sellers solicitors and checking any other relevant matters relating to the property. Once they are satisfied you will be asked to sign your part of the contract and mortgage documents prior to exchange and then finally completion.
We will support you every step of the way as a First Time Buyer in Southend area.